building up

Currently listening to: I Need Love – LL COOL J

Girl, listen to meWhen I be sitting in my room all alone, staring at the wallFantasies, they go through my mind, andI’ve come to realize that I need true loveAnd if you wanna give it to me, girl, make yourself seenI’ll be waitingI love you

What do you wish you started doing sooner?

Prompt snagged from: TCMC

There’s so much.

  • Saving more money and putting it into the S&P 500. I wish I’d understood compound interest earlier and actually acted on it.
  • Buying bitcoin and other crypto early. I was skeptical when it debuted, and part of me still is, but if I did… I’d be sitting a lot prettier. Could’ve, would’ve, didn’t.
  • Credit card point usage. Something that social media taught me. If I had known how to stack rewards, I’d probably have booked more flights and stayed at nicer places.
  • High-yield savings account way earlier. Traditional banks gave me crumbs in interest, but I just stayed loyal out of habit. I could’ve made my emergency fund actually grow a little instead of collecting dust.
  • Exercising regularly is another one. Not even for weight or appearance, but just for how much better I feel mentally and physically when I move my body consistently. 
  • I wish I started paying attention to nutrition a lot sooner. Less processed junk, more foods that are actually healthy and taste good. 
  • Good skincare regimen. I mean I’m on top of it now but I think I could have done better.

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8 responses to “building up”

  1. Nicholas K F Matte Avatar

    Ya I know Rojie!!! Div. Stocks early compound boom boom boom, and in New York in alleyways back when it first started btc was handed code on paper in exchange for currency, It was in may 2010>>>0.01 a coin, 100 000US around now, like you said: health is wealth😀

    1. justrojie Avatar

      Health is wealth! And unfortunately, time is something no one can buy

  2. Prog2Goal Avatar

    Anytime I read about Crypto, I remember this story: https://www.blockchain-council.org/cryptocurrency/bitcoin-pizza-day/

    1. justrojie Avatar

      wow i wish i bought bitcoin back then!

  3. Nicholas K F Matte Avatar

    Ya, that’s true!

  4. ibarynt Avatar

    The finances are real especially in today’s times.

    1. justrojie Avatar

      Yeah, I spent a lot of my money at the time buying clothes that were way too expensive 😆

      1. ibarynt Avatar

        I guess many go through that 😄

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